CENTRALOTHER

Pradhan Mantri Jan Dhan Yojana

🏛️ Ministry of Finance (Department of Financial Services)

💸 Direct Scheme Benefits

Zero-balance savings account, RuPay card with accident cover, and overdraft on satisfactory operation.

About the Scheme

Pradhan Mantri Jan Dhan Yojana is the national financial inclusion mission. Any resident may open a basic savings account with no minimum balance requirement, and receives a RuPay debit card carrying built-in accidental insurance cover. Account holders who operate the account satisfactorily become eligible for an overdraft facility, and the account serves as the channel for most direct benefit transfers. 🔗 Official Resources: • Official Portal: https://pmjdy.gov.in

📄 Documents Required

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Signed Passport PhotosTwo sets of passport-sized photographs signed on the back
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Aadhaar CardUnique identification document
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Residential CertificateProof of domicile/residency in West Bengal

🚀 How to Apply

Step 1:Visit a Bank or Bank Mitra

Approach any bank branch or Bank Mitra business correspondent offering Jan Dhan accounts.

Step 2:Fill the Account Opening Form

Complete the PMJDY form with personal details and nominee information.

Step 3:Complete KYC

Submit Aadhaar or another officially valid document for verification.

Step 4:Collect the RuPay Card

Collect the RuPay debit card and use the account regularly to become eligible for the overdraft.