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Government Schemes Directoryসরকারি ও রাজ্য প্রকল্প ডিরেক্টরি

Explore financial grants, scholarships, pensions, and subsidy benefits offered by the Central Government and West Bengal State. Search details, required documents, and how to apply.

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STATESCHOLARSHIP

Aikyashree Scholarship

🏛️ Minority Affairs & Madrasah Education Department

Pre-matric and post-matric scholarships for students from notified minority communities in West Bengal.

BenefitsScholarship amount varies by stage and course of study; awarded annually.
Details
STATEDIRECT BENEFIT TRANSFER

Annapurna Yojana

🏛️ Department of Women and Child Development and Social Welfare

A West Bengal government initiative providing assured monthly financial assistance of ₹3,000 to eligible women for their empowerment and socio-economic upliftment.

Benefits₹3,000 per month via Direct Benefit Transfer (DBT) into Aadhaar-linked bank account
Details
CENTRALPENSION

Atal Pension Yojana

🏛️ Ministry of Finance (PFRDA)

Guaranteed monthly pension of ₹1,000 to ₹5,000 after the age of 60 for unorganised sector workers.

BenefitsGuaranteed pension of ₹1,000 to ₹5,000 per month from age 60, continuing to the spouse.
Details
STATEOTHER

Bangla Shasya Bima

🏛️ Department of Agriculture (Crop Insurance)

Crop insurance for farmers in West Bengal with the premium borne by the State Government.

BenefitsCrop insurance cover with the farmer premium paid by the State for most notified crops.
Details
STATELOAN

Bhabishyat Credit Card

🏛️ Department of Micro, Small & Medium Enterprises and Textiles

Bank loan of up to ₹5 lakh with a State subsidy for young entrepreneurs setting up a business.

BenefitsUp to ₹5 lakh bank loan with a State subsidy on project cost and a guarantee fund behind it.
Details
STATESUBSIDY

Gatidhara Scheme

🏛️ Transport Department

A West Bengal government self-employment initiative providing up to ₹1,00,000 subsidy to registered unemployed youth for purchasing commercial vehicles.

Benefits30% subsidy on the ex-showroom price of the commercial vehicle, up to a maximum of ₹1,00,000
Details
STATEPENSION

Jai Johar Pension

🏛️ Tribal Development Department

Monthly old age pension of ₹1,000 for Scheduled Tribe residents of West Bengal aged 60 and above.

Benefits₹1,000 per month credited directly to the beneficiary bank account.
Details
STATESCHOLARSHIP

Kanyashree Prakalpa

🏛️ Department of Women & Child Development and Social Welfare

A West Bengal government initiative to improve status and well-being of girls, incentivizing education and preventing early marriage.

BenefitsAnnual Scholarship (K1) of ₹1,000/year (ages 13-18) and a One-Time Grant (K2) of ₹25,000 (after turning 18).
Details
STATELOAN

Karma Sathi Prakalpa

🏛️ Department of Self Help Group & Self Employment

Soft loan with State subsidy to help unemployed youth in West Bengal start a small business.

BenefitsBank loan on soft terms with a State subsidy component for a new small venture.
Details
STATESUBSIDY

Khadya Sathi

🏛️ Department of Food & Supplies

Subsidised or free foodgrain through the digital ration card for most households in the state.

BenefitsRice and wheat at subsidised rates or free of cost, by ration card category.
Details
STATEDIRECT BENEFIT TRANSFER

Krishak Bandhu (New)

🏛️ Department of Agriculture

Annual grant of up to ₹10,000 for farmers, plus ₹2 lakh death benefit cover for cultivators.

Benefits₹4,000 to ₹10,000 per year in two instalments, plus ₹2 lakh death benefit cover.
Details
STATEPENSION

Lakshmir Bhandar

🏛️ Department of Women & Child Development and Social Welfare

Income support scheme providing financial assistance to female heads of households in West Bengal.

Benefits₹1,000/month for General/OBC and ₹1,200/month for SC/ST.
Details
STATEPENSION

Manabik Pension

🏛️ Department of Women & Child Development and Social Welfare (Manabik)

Monthly pension of ₹1,000 for persons with disabilities resident in West Bengal.

Benefits₹1,000 per month credited directly to the beneficiary bank account.
Details
STATESCHOLARSHIP

Medhashree Scholarship

🏛️ Backward Classes Welfare Department (Medhashree)

Pre-matric scholarship for Other Backward Class students studying in Classes V to VIII.

BenefitsAnnual pre-matric scholarship credited directly to the student or guardian bank account.
Details
STATEPENSION

Old Age Pension (Jai Bangla)

🏛️ Department of Women & Child Development and Social Welfare (Pension)

Monthly pension of ₹1,000 for general category residents of West Bengal aged 60 and above.

Benefits₹1,000 per month credited directly to the beneficiary bank account.
Details
CENTRALDIRECT BENEFIT TRANSFER

PM Kisan Samman Nidhi

🏛️ Ministry of Agriculture and Farmers Welfare

Central sector scheme providing income support of ₹6,000 per year to small and marginal landholding farmers.

Benefits₹6,000 per year paid in three equal installments of ₹2,000 every four months via DBT.
Details
CENTRALLOAN

PM SVANidhi

🏛️ Ministry of Housing and Urban Affairs

Collateral-free working capital loans for street vendors, rising with each repayment cycle.

BenefitsCollateral-free working capital loan with interest subsidy on timely repayment and digital-transaction cashback.
Details
CENTRALSUBSIDY

PM Surya Ghar Muft Bijli Yojana

🏛️ Ministry of New and Renewable Energy

Central subsidy for rooftop solar so households can generate their own electricity.

BenefitsCentral subsidy on rooftop solar installation, credited after inspection, with concessional loans for the balance.
Details
CENTRALSKILL DEVELOPMENT

PM Vishwakarma

🏛️ Ministry of Micro, Small and Medium Enterprises

Recognition, training, toolkit incentive and collateral-free credit for artisans in 18 traditional trades.

BenefitsToolkit incentive of ₹15,000, training stipend, and collateral-free loans up to ₹3 lakh at concessional interest.
Details
CENTRALOTHER

Pradhan Mantri Jan Dhan Yojana

🏛️ Ministry of Finance (Department of Financial Services)

Zero-balance bank account with a RuPay debit card, accident cover and overdraft facility.

BenefitsZero-balance savings account, RuPay card with accident cover, and overdraft on satisfactory operation.
Details
CENTRALOTHER

Pradhan Mantri Jeevan Jyoti Bima Yojana

🏛️ Ministry of Finance (Department of Financial Services)

Life insurance cover of ₹2 lakh for an annual premium of ₹436, for account holders aged 18 to 50.

Benefits₹2 lakh life cover for any cause of death, for an annual premium of ₹436.
Details
CENTRALDIRECT BENEFIT TRANSFER

Pradhan Mantri Matru Vandana Yojana

🏛️ Ministry of Women and Child Development

Maternity benefit of ₹5,000 in instalments for pregnant women and lactating mothers.

Benefits₹5,000 in instalments for the first living child, credited to the mother’s bank account.
Details
CENTRALLOAN

Pradhan Mantri Mudra Yojana

🏛️ Ministry of Finance (Department of Financial Services)

Collateral-free loans for small non-farm businesses under the Shishu, Kishore and Tarun categories.

BenefitsCollateral-free business loan graded as Shishu, Kishore or Tarun according to requirement.
Details
CENTRALPENSION

Pradhan Mantri Shram Yogi Maandhan

🏛️ Ministry of Labour and Employment

Voluntary pension of ₹3,000 per month from age 60 for unorganised sector workers.

BenefitsAssured pension of ₹3,000 per month after 60, with the government matching every contribution.
Details
CENTRALOTHER

Pradhan Mantri Suraksha Bima Yojana

🏛️ Ministry of Finance (Department of Financial Services)

Accident insurance of ₹2 lakh for an annual premium of ₹20, for account holders aged 18 to 70.

Benefits₹2 lakh accidental death or total disability cover, ₹1 lakh partial disability, for ₹20 per year.
Details
CENTRALSUBSIDY

Pradhan Mantri Ujjwala Yojana 2.0

🏛️ Ministry of Petroleum and Natural Gas

Free LPG connection with deposit-free cylinder, first refill and stove for adult women of eligible households.

BenefitsDeposit-free LPG connection with the first refill and a stove provided free of cost.
Details
STATEOTHER

Pratyasha Housing Scheme

🏛️ West Bengal State Police Housing Corporation (WBSPHC)

A West Bengal government initiative providing subsidized housing and flat allotments to state and Kolkata Police personnel.

BenefitsAllotment of subsidized residential flats ranging from 794 sq. ft. to 1,123 sq. ft.
Details
CENTRALSUBSIDY

Prime Minister’s Employment Generation Programme

🏛️ Ministry of MSME (KVIC)

Margin money subsidy on bank-financed new micro enterprises in manufacturing and services.

BenefitsMargin money subsidy on a bank-financed new micro enterprise, at a higher rate in rural and special-category cases.
Details
STATEDIRECT BENEFIT TRANSFER

Rupashree Prakalpa

🏛️ Department of Women & Child Development and Social Welfare

A one-time grant of ₹25,000 towards the marriage of adult daughters in economically stressed families.

BenefitsOne-time direct bank transfer of ₹25,000.
Details
STATEOTHER

Sabooj Sathi

🏛️ Backward Classes Welfare Department (Sabooj Sathi)

Free bicycles for students of Classes IX to XII in government and government-aided institutions.

BenefitsOne bicycle free of cost, distributed through the school.
Details
STATESCHOLARSHIP

Sikshashree

🏛️ Backward Classes Welfare Department

Scholarship for SC and ST day scholars studying in Classes V to VIII.

BenefitsAnnual scholarship credited directly to the student or guardian bank account.
Details
CENTRALLOAN

Stand Up India

🏛️ Ministry of Finance (Department of Financial Services)

Bank loans for greenfield enterprises set up by Scheduled Caste, Scheduled Tribe or women entrepreneurs.

BenefitsBank loan for a new enterprise, reserved for SC, ST and women entrepreneurs.
Details
CENTRALOTHER

Sukanya Samriddhi Yojana

🏛️ Ministry of Finance (National Savings Institute)

Small savings scheme for a girl child with a high fixed interest rate and Section 80C tax benefit.

BenefitsFixed-interest savings account with Section 80C tax benefit; rate notified quarterly.
Details
STATESCHOLARSHIP

Swami Vivekananda Scholarship (SVMCM)

🏛️ Higher Education Department

Financial assistance for meritorious students belonging to economically weaker sections in West Bengal.

Benefits₹12,000 to ₹96,000 annually, depending on course.
Details
STATEOTHER

Swasthya Sathi

🏛️ Department of Health & Family Welfare

Cashless health cover of ₹5 lakh per family per year for all residents of West Bengal.

BenefitsCashless hospitalisation cover of ₹5 lakh per family per year, premium fully borne by the State.
Details
STATEPENSION

Taposili Bandhu Pension

🏛️ Backward Classes Welfare Department

Monthly old age pension of ₹1,000 for Scheduled Caste residents of West Bengal aged 60 and above.

Benefits₹1,000 per month credited directly to the beneficiary bank account.
Details
STATEDIRECT BENEFIT TRANSFER

Taruner Swapna

🏛️ School Education Department

One-time grant of ₹10,000 to Class XII students for buying a tablet or smartphone.

BenefitsOne-time direct bank transfer of ₹10,000 for a tablet or smartphone.
Details
STATESKILL DEVELOPMENT

Utkarsh Bangla

🏛️ Technical Education, Training & Skill Development Department

Free short-term vocational training for youth in West Bengal, with certification and placement support.

BenefitsFree short-term vocational training with certification and placement assistance.
Details
STATELOAN

West Bengal Student Credit Card

🏛️ Higher Education Department

Education loan of up to ₹10 lakh at 4% simple interest, guaranteed by the State Government.

BenefitsUp to ₹10 lakh at 4% simple interest, guaranteed by the State, repayable after the course ends.
Details
STATEPENSION

Widow Pension (Vidhoba Bhata)

🏛️ Department of Women & Child Development and Social Welfare (Widow Pension)

Monthly pension of ₹1,000 for widowed women resident in West Bengal.

Benefits₹1,000 per month credited directly to the beneficiary bank account.
Details
STATEDIRECT BENEFIT TRANSFER

Yuvashree (Yuva Utsaha Prakalpa)

🏛️ Department of Labour

Monthly allowance of ₹1,500 for job seekers enrolled in the West Bengal Employment Bank.

Benefits₹1,500 per month paid to enrolled job seekers.
Details