Pradhan Mantri Shram Yogi Maandhan
🏛️ Ministry of Labour and Employment
Assured pension of ₹3,000 per month after 60, with the government matching every contribution.
About the Scheme
Pradhan Mantri Shram Yogi Maandhan is a voluntary, contributory pension scheme for unorganised sector workers such as street vendors, domestic workers, head loaders, rickshaw pullers and agricultural workers. Workers aged 18 to 40 with a monthly income up to ₹15,000 contribute a small monthly amount, matched equally by the central government, and receive an assured pension of ₹3,000 per month after turning 60. On the subscriber’s death the spouse receives half the pension. 🔗 Official Resources: • Maandhan Portal: https://maandhan.in
📄 Documents Required
- ✓Bank Passbook CopyFirst page showing account number and IFSC details
- ✓Aadhaar CardUnique identification document
🚀 How to Apply
Step 1:Check Eligibility
Aged 18 to 40, monthly income up to ₹15,000, not covered by EPFO, ESIC or NPS and not an income tax payer.
Step 2:Visit a CSC
Enrol at a Common Service Centre with Aadhaar and a savings or Jan Dhan account.
Step 3:Set the Monthly Contribution
The contribution depends on the age at joining; the earlier you join, the smaller it is.
Step 4:Maintain Auto-Debit
Keep the contribution auto-debit running until 60 to retain the assured pension.