PM Vishwakarma
šļø Ministry of Micro, Small and Medium Enterprises
Toolkit incentive of ā¹15,000, training stipend, and collateral-free loans up to ā¹3 lakh at concessional interest.
About the Scheme
PM Vishwakarma supports artisans and craftspeople working with their hands and tools across 18 recognised traditional trades, including carpenters, blacksmiths, goldsmiths, potters, tailors, cobblers, barbers and boat makers. Registered beneficiaries receive a PM Vishwakarma certificate and ID, skill training with a daily stipend, a toolkit incentive of ā¹15,000, and access to collateral-free enterprise loans at a concessional interest rate, along with incentives for digital transactions and marketing support. š Official Resources: ā¢ PM Vishwakarma Portal: https://pmvishwakarma.gov.in
š Documents Required
- āBank Passbook CopyFirst page showing account number and IFSC details
- āSigned Passport PhotosTwo sets of passport-sized photographs signed on the back
- āAadhaar CardUnique identification document
- āRation Card DetailsRation card copy or number for family profiling (optional)
š How to Apply
Step 1:Register at a CSC
Visit a Common Service Centre with Aadhaar and a mobile number linked for biometric authentication.
Step 2:Complete Trade Verification
Declare the traditional trade practised. The application is verified in stages by the Gram Panchayat or Urban Local Body.
Step 3:Receive Certificate and ID
On approval, download the PM Vishwakarma digital certificate and ID card.
Step 4:Access Training and Credit
Enrol for basic skill training with stipend, claim the toolkit incentive, and apply for the collateral-free enterprise loan.